Practice for your insurance license exam

Exam-style questions with every answer explained, and your state's laws mixed in the way the real test does it. Free, no account.

Or go straight to the general life and health practice test.

State practice exams

General questions plus that state's insurance laws, each one linked to the statute or regulation it comes from.

Florida9 state questions Georgia12 state questions Maryland24 state questions Ohio13 state questions Pennsylvania8 state questions Texas13 state questions West Virginia22 state questions

Testing somewhere else? More states are on the way. The general practice test covers what every state's exam has in common.

How to use it

Learn one topic at a timeUse practice mode and read every explanation, even on the ones you get right.

Drill your state's lawsState law is roughly a quarter of the real exam, and it's mostly numbers you have to memorize.

Take full timed examsRun 100 questions in exam mode. Scoring 80 percent or better a few times in a row is a good sign you're ready.

Study by topic

Every section of the life and health exam. Each topic has a short quiz and every question with its answer.

Life

General Concepts10 questions Policy Types21 questions Provisions, Options, and Riders35 questions Underwriting and Delivery20 questions Annuities17 questions Taxes, Retirement, and Business Uses24 questions Insurance Basics22 questions

Health

Plan Types and Basics21 questions Uniform Mandatory Provisions13 questions Optional Provisions7 questions Renewability4 questions Disability Income20 questions Medical Expense and Continuation9 questions Group Insurance and AD&D14 questions Medicare, Medicaid, and LTC29 questions Federal Health Laws7 questions

Exams

Available

Life and Health

Combined life, accident and health producer exam. 273 questions. Plus state law for 7 states.

Start practicing

Coming later: Property and Casualty, SIE, Series 6, Series 7, Series 63, Series 65 and 66. See all exams

Common questions

Is Pass the License really free?

Yes. Every practice test and study page is free with no account or sign-up. The site is supported by ads.

What score do I need to pass the insurance exam?

Most states require about 70 percent to pass the producer exams. Aim for 80 percent or better on practice tests before you schedule the real exam.

Does the practice exam include my state's laws?

State law questions are available for 7 states so far, and more are being added. Pick your state and your practice exam will mix in state law questions at about the same share as the real test.

How many questions are on the life and health exam?

It depends on your state and testing provider. Combined life and health exams often have 100 to 150 scored questions. Check your state's candidate handbook for the exact count and time limit.

Are these the actual exam questions?

No. These are original practice questions written to match the concepts on the exam. Real exam questions are confidential, so be wary of anyone claiming to sell them.